Special HVAC Financing in Gwinnett County

We Accept All Credit, No Credit & Even Bad Credit

Stay Cool Heating and Cooling knows it’s extremely important to have options. Through the Stay Cool Financing Program, we offer several flexible options for financing your HVAC equipment and services. This will allow you to focus on an investment in your comfort without breaking your budget.

Although we typically don’t associate the purchase HVAC equipment with large purchases like a home or new car, buying a new heating or cooling system is a very important investment in your everyday life. With the help of our friendly staff, you can select an equipment setup that will lead to significant savings through efficiency and reduced energy costs over the lifetime of an HVAC system.

When evaluating a new system purchase, look at the long-term benefits and peace of mind you’ll receive, it can really put the right decision into perspective. If you add it up, the efficiency savings over a lifetime of use can equal the initial spend for a brand new system.

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Financing Options with Microf & Synchrony Financial

Stay Cool Heating and Cooling has partnered with two third-party firms to offer you a choice in financing options. Microf and Synchrony Financial offer flexible payment plans for your heating and air conditioning replacement needs. Every home or place of business deserves proper indoor comfort, regardless of your financial situation or credit standing. These financing options provide competitive solutions not just for the residents of Georgia but for everyone across the United States.

    Why Finance?

    HVAC financing is a practical option that provides consumers with the ability to buy superior, more efficient systems when they need them, regardless of cash on hand.

    For your convenience, we have three different options:

    • Applicants with a credit score of 680 or higher can get low interest rates starting at 6%.
    • Applicants with a credit score of 620 or higher can get interest rates starting at 15%.
    • Applicants with poor or no credit have options, as well. Please submit an application and we will provide available financing terms.

    Once you decide to finance your system, you’ll have the benefits of affordable monthly payments combined with:

    • A straightforward application process
    • Quick credit decisions
    • Transparency and clear communication of your terms
    • Convenient access to financing plan statements

    Apply today by clicking here! For questions or other concerns, please feel free to reach out to us at (678) 392-3623. We serve customers in and around Gwinnett, North Fulton, and Dekalb Counties.


    • “Cool air never felt so good!”

      Katie E.
    • “Great customer service.”

      Chris S.
    • “Good Experience with no problems.”

      Rodney L.
    • “These guys are the best.”

      Bee J.
    • “They ended up completing the job faster than they said they would.”

      Glenn F.
    • “Rapid response. Came same day as ordered.”

      Terry L.
    • “Saved almost 1k by using Stay Cool.”

      Alooma A.
    • “Excellent all the way around.”

      Nikki T.
    • “Thoroughly answered all my questions. Very patient!”

      Jamilla S.
    • “Squeezed us in next day. Highly recommend.”

      Angie H.
    • “Great company.”

      Darlene G.
    • “I would highly recommend!”

      Sharon L.

    Learn about the benefits of our membership and service agreement.

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